Galinco Hospitality
Overview
Galinco Hospitality is the dedicated insurance and risk advisory practice within Galinco Risk Services for businesses operating across South Africa’s tourism, accommodation and visitor economy.
We work with hotels, lodges, game lodges, boutique hotels, guesthouses, B&Bs, resorts, tourism operators, safari businesses, destination management companies, contracted tourism transfer operators and selected leisure businesses.
Our approach begins with understanding how the client’s business operates. We assess the assets, revenue streams, contractual obligations, guest exposures, transport risks, liability environment and operational dependencies that could materially affect the business following an insured event.
The insurance programme is then structured around that risk profile, with cover placed according to the client’s requirements and the appetite of suitable insurers.
Galinco Hospitality combines commercial insurance expertise with sector-specific risk analysis, insurer negotiation, claims support and ongoing programme review.
Services and Products
Client-Centric Approach
Galinco Hospitality provides access to a broad range of commercial and specialist insurance solutions, including:
-
Property and asset insurance
-
Business interruption and loss of revenue
-
Public and tourism liability
-
Products liability
-
Professional Indemnity
-
Directors and Officers Liability
-
Motor fleet insurance
-
Tourism transfer vehicle insurance
-
Goods in transit
-
Electronic equipment
-
Business all risks
-
Cyber insurance
-
Environmental liability
-
Fidelity insurance
-
Personal Accident cover
-
Sasria cover
-
Medical evacuation solutions
-
Specialist placement for thatched and non-standard hospitality properties
-
Structured multi-insurer placements where appropriate
Risk Advisory Services
Our service extends beyond insurance placement and includes:
-
Risk identification and exposure analysis
-
Insurance programme reviews
-
Review of policy limits and sub-limits
-
Review of contractual insurance requirements
-
Asset and insurance-value reviews
-
Risk surveys and risk-improvement recommendations
-
Insurer engagement and placement negotiation
-
Renewal strategy
-
Claims support, negotiation and representation
Our objective is to ensure that the insurance programme reflects the way the business actually operates and the financial consequences that could follow a major loss.