Galinco Golf
Overview
Galinco Golf is a dedicated insurance and risk advisory practice within Galinco Risk Services focused on golf clubs, country clubs, golf courses, golf estates and associated golf-related businesses.
A golf club is a complex operating business with exposures extending well beyond the clubhouse.
Its risk profile may include property, food and beverage operations, events, members and visitors, golf carts, maintenance equipment, irrigation systems, course infrastructure, employees, revenue streams, governance responsibilities and significant third-party liability exposures.
Our approach therefore begins with the club as an operating business.
We consider the interrelationship between its:
Assets. Revenue. Liability. People. Governance. Continuity.
The insurance programme is then structured around these exposures rather than applying a conventional commercial policy without consideration of the specific operating environment of a golf facility.
Galinco Golf combines specialist insurance placement with risk analysis, insurer negotiation, claims support and ongoing programme review.
Services and Products
Galinco Golf provides access to insurance solutions that may include:
Property and Course Assets
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Clubhouses and associated buildings
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Contents, furniture and equipment
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Maintenance facilities and workshops
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Golf course machinery and equipment
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Golf carts and utility vehicles
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Irrigation systems
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Pumps and electrical infrastructure
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Greens, tee boxes and other insured course infrastructure
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Electronic equipment
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Business all risks
Revenue Protection
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Business interruption
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Loss of revenue
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Increased cost of working
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Additional operating expenses following an insured loss
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Appropriate indemnity-period structuring
Liability and Governance
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Public liability
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Member and guest liability exposures
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Golf-related liability exposures
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Events and functions liability
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Liquor-related liability exposures
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Products liability
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Directors and Officers Liability
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Professional Indemnity
Additional Insurance Solutions
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Motor insurance
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Cyber insurance
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Fidelity insurance
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Personal Accident cover
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Sasria cover
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Goods in transit
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Environmental liability where applicable
Risk Advisory Services
Galinco Golf also assists clubs with:
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Risk identification and exposure analysis
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Specialist insurance programme reviews
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Review of policy limits and sub-limits
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Asset and insurance-value reviews
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Course and infrastructure risk reviews
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Risk surveys and loss-prevention recommendations
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Liability exposure reviews
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Insurer engagement and placement negotiation
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Renewal strategy
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Claims support, negotiation and representation
Our objective is to protect the club as a complete operating enterprise — not merely to insure individual assets in isolation.